Loans and cash advances 

Examine various borrowing possibilities for your new or existing business.

• Loan guarantees

  Having trouble securing a loan for your business? A government-backed loan guarantee could help you attract creditors.

• CYBF Expansion Program

  You could get $10,000 to grow your business if you received a Start-Up loan from the Canada Youth Business Foundation within the last three to five years.

• CYBF Newcomer Program

  If you are a recent immigrant to Canada and are between the ages of 18 and 39 years old, you can apply for money to start a business.

• CYBF Start-Up Program

  Are you between 18 and 39 years old? If you are a Canadian resident with a good business idea, you could get $15,000 or more to start or run a business full-time.

• Advance Payments Program

  You can apply for a cash advance of up to $400,000 for your agricultural business.

• AgriProcessing Initiative

  If you are a Canadian processor of agricultural products, you could receive money for new machinery to help you update your manufacturing processes.

• BDC Market Xpansion Loan

  Get financing to help you explore new domestic or foreign market opportunities.

• BDC financing

  You could get money to help you start or grow your business.

• BDC growth capital for aboriginal business

  Find out how you could get money to help start or grow your Aboriginal business.

• BDC subordinate financing

  Do you own a successful business, but lack the collateral to get a conventional loan? Discover an alternative way to finance your business growth.

• Buying a business

  Find out how you may get financing to buy an existing business.

• Canada Media Fund

  If you are involved in the Canadian television or digital media industries, you may be eligible for funding.

• Canadian Agricultural Loans Act program

  Find out how you could use this loan guarantee program to secure credit for your farming business.

• Community Futures Program
  Applies only to: Northwest Territories

  If you are starting a new business or looking to grow your existing business in the Northwest Territories, you could be eligible for business assistance, funding or counselling.

• Energy Loan

  Find financing to help your agricultural or agri-business produce its own renewable energy.

• FACTOR funding for the recording industry

  If you have a recording business or if you are a song-writer, composer or musician and record in English, you could get money for certain activities.

• Farm Credit Canada Products and Services

  You could access capital for your farming or agri-business operation.

• Financial programs
  Applies only to: Northwest Territories

  Are you looking to obtain financing for your business? This program offers term loans, equity, contributions and letters of credit.

• Financing Support for Inbound Foreign Direct Investment

  Selling your business to a foreign investor? Consider pointing them to this financing solution.

• Financing for an equipment purchase

  Learn how to get financing to buy new or used equipment or commercial vehicles for your business.

• Financing for land and building purchase

  Find out how to get financing to buy land or commercial buildings or to build or expand your existing commercial facilities.

• Financing for working capital

  Find out how you may get a loan to grow your business.

• Foreign Buyer Financing

  If you export capital goods or services, your foreign buyer can benefit from EDC's financing solutions for terms ranging from 2 to 5 years.

• Funding Platform for Independent Lenders

  Your small to medium-sized financing or lease company could access expanded financing options to provide vehicle and equipment loan or lease contracts.

• Metis-Dene Development Fund
  Applies only to: Northwest Territories

  Are you a majority-owner of a business in the Northwest Territories? You may be able to get money to help you grow your business.

• NORTHSTAR Trade Finance Inc.

  Your foreign customer could get financing to purchase your products and services.

• NextGen Biofuels Fund

  Find out if you are eligible for funding to develop a biofuel production facility in Canada.

• Supplier Financing

  If you have accepted a promissory note from a foreign buyer, consider selling it to free up your cash flow.

• Technology financing — Information and communications technology loan

  Do you need financing for your technology projects? Find out how you could get a loan to pay for information and communications technology for your business.

• The Prince's Operation Entrepreneur

  If you are a transitioning Canadian Forces member looking to establish a small business, this program could be for you.

• Transition financing

  If you are retiring or ready to sell your business, you could get money for succession planning.