Financing from non-government organizations 

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Look beyond traditional funding sources. There may be not-for-profit or community-based organizations that can offer you financing or direct you towards financing. These organizations are often set up to help business owners in a specific geographic region or demographic group. Your success is their success!

Organizations offering financing

These not-for-profit and community-based organizations either offer financing or can help you access financing.

  • ACCESS Community Capital Fund
    Applies only to: Ontario

    Access loans of up to $5,000 to start a business in the Greater Toronto Area.

  • Black Creek Micro-Credit Program
    Applies only to: Ontario

    You could be eligible for a loan of up to $5,000, as well as business support, to start your business in Black Creek, Toronto.

  • CYBF Expansion Program

    You could get $10,000 to grow your business if you received a Start-Up loan from the Canada Youth Business Foundation within the last three to five years.

  • CYBF Newcomer Program

    If you are a recent immigrant to Canada and are between the ages of 18 and 39 years old, you can apply for money to start a business.

  • CYBF Start-Up Program

    Are you between 18 and 39 years old? If you are a Canadian resident with a good business idea, you could get $15,000 or more to start or run a business full-time.

  • Export Market Access — A global expansion program
    Applies only to: Ontario

    If you have at least five employees and annual sales of $500,000 or more, you may qualify for a grant of 50% on costs to grow export sales for your Ontario business.

  • Ottawa Community Loan Fund
    Applies only to: Ontario

    Apply for short-term loans of up to $15,000 for your Ottawa-area business or entrepreneurship project.

  • Pre-commercialization Business Development Fund
    Applies only to: Ontario

    Apply for up to $100,000 in funding for your research project involving genomics, proteomics or related technologies.

Other organizations offering business support

There are a variety of organizations that offer business assistance in the form of business development, coaching services, or networking opportunities. Often these organizations can also help you access financing.

  • Business support organizations

    You don't become an expert business manager overnight. Seeking the advice of peers, professional business counsellors and coaches can help you transition from new business owner to experienced entrepreneur.

Government financing delivered by not-for-profit organizations

Some government agencies provide funding to not-for-profit organizations to deliver financing services to entrepreneurs. These programs are listed in our government grants and financing section.